How to improve your creditworthiness in the eyes of lenders

To achieve this, first and foremost, you must repay your loans diligently. Late payments will ruin your credit history, and it carries the most weight when calculating your scoring points

You should check your credit history regularly, even if you always make your payments on time. This way, you can be sure that all the information is reflected correctly. Sometimes banks forget to report to the credit bureau that a debt has been paid off, and a delinquency appears in your credit history.